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10 insurtech predictions for 2019: XL Innovate

10 insurtech predictions for 2019: XL Innovate

It’s been another big year for Insurtech, with venture funding surpassing 2017 levels, the first unicorns outside of health insurance, and incumbent carriers doubling down on new technologies and solutions. At XL Innovate, we’re watching all of these developments and trends closely and expect to see a number of exciting changes occur in 2019. Here are 10 predictions for the coming year.

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Prepare Your Workforce for Winter

Prepare Your Workforce for Winter

Attorneys for the law firm of Fisher Phillips recently identified four risks that need attention: how to limit risks associated with cold-weather exposure, the dangers of this year’s flu season, how to properly compensate your workers during weather-related absences, and ensuring your company holiday party doesn’t lead to a lawsuit.

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The group captive: a custom option for managing risks and costs

The group captive: a custom option for managing risks and costs

These pressures to identify and control expenses, coupled with greater awareness and understanding of the group captive insurance model, have prompted many to realise that the benefits of captive insurance are now just as viable for mid-sized companies as they are for larger corporations. As a result, group captives have become an increasingly attractive alternative to standard insurance for such insureds.

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How to Create a Driving Safety Culture in Your Workplace

How to Create a Driving Safety Culture in Your Workplace

The requirements for creating and maintaining a culture of safety vary significantly from one industry to the next. However, while the tasks that workers do on a daily basis may dramatically differ, one commonality in many workplaces is that employees get behind the wheel.

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Be Prepared for Winter Driving

Be Prepared for Winter Driving

View the source here. Driving in the winter can be harrowing, especially where blizzard and icy conditions crop up seemingly out of nowhere. But new safety technologies are being added to cars at a record rate. Some can even take control of the vehicle to help us...

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Enjoy a Safe Holiday Season

Enjoy a Safe Holiday Season

Holiday safety is an issue that burns brightest from late November to mid-January, when families gather, parties are scheduled and travel spikes. Take some basic precautions to ensure your family remains safe and injury-free throughout the season.

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Real-Time Risk Management and Next-Generation Insurance

Real-Time Risk Management and Next-Generation Insurance

Real-time risk management technologies will not eliminate risk, but can increasingly provide businesses and individuals with actionable intelligence to manage and reduce their risk—significantly, in some cases. The advent of new data streams and powerful analytics also opens the door to innovation in risk financing, whether that takes the form of innovative coverage from insurance providers, an expanded and creative use of a captive, or tapping new products from alternative capital markets.

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