Professional Liability

Digital Technology & Professional Liability

Preferred Risks

  • General Technology Services
  • Consultants/Integrators of Hardware, Software and Systems Architecture
  • Applications Service Providers
  • Data Processors
  • Software Developers
  • Electronic Equipment Component Manufacturing
  • Internet Retailers
  • Non-technology Businesses with Network Risk Exposures
Financial Institutions Professional Liability

Preferred Risks

  • Banks/Lending institutions
  • Registered Investment Advisors
  • Securities Brokers/Dealers
Life Sciences Professional Liability

Preferred RisksĀ 

  • Biotechnology Companies
  • Specialty Pharmaceutical Companies
  • Clinical Trials
  • Medical Products Manufacturers of Non-Implantable Products
Medical Facilities

Preferred Risks

  • Home Healthcare Agencies
  • Hospice Facilities
  • Staffing/Nurse Registries
  • Ambulatory Surgery
  • Center Labs
  • Imaging Facilities
  • Dialysis Centers
  • Physical, Occupational, and Speech Therapy Centers
  • Student Health Centers
  • Lithotripsy Centers
  • Community or County Health Centers/Health Departments
  • Medical Schools
  • Pharmacies
  • Blood, Tissue and Organ Banks
  • Medical Transportation Operation
Miscellaneous Professional Liability

Preferred Risks

  • Franchisors
  • Printers
  • Tax Preparers/Bookkeepers
  • Claims Adjusters
  • Employment Agencies
  • Marketing Consultants & Advertising/Marketing/ Public Relations
  • Travel Services
  • Business Process Outsourcing
  • Property Managers
  • Staffing/Employment
  • Trustees
Privacy & Network Liability

Preferred Risks include any business managing

  • Sensitive customer or employee information
  • Third party corporation information
  • A computer network
  • A website
Public Entity Professional Liability

Preferred Risks

Individual Risks

  • Cities/Towns with Populations of 35,000+
  • Counties with Populations of 100,000+
  • Formalized Risk Management Program
  • School Districts with average daily attendance of 7,500+ (public, charter, private, and vocation school and community colleges)
  • Special district programs

Pool Risks

  • Clear Pool Operational Strategy
  • Risk sharing/risk retaining
  • Selective member acceptance and pricing criteria
  • Strong claims and LP

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