Energi’s Program is specifically designed for agricultural cooperatives that provide products and services including:
- Grain Elevator Operations – marketing, storage, treating, drying, transportation of grains
- Feed Manufacturing and Distribution
- Seed Distribution
- Fertilizer Sale, Distribution, and Application – dry, liquid, anhydrous ammonia
- Herbicide/Pesticide Distribution and Application
- Fuel Distribution
- Farm Supplies and Hardware
- Custom Farming
- Aerial Pesticide and Herbicide Application – Subcontracted
- Motor fuels with Convenience Stores
- Building Materials
- Biofuel Production
- Flour Mills
- Miscellaneous Cooperatives – fruit, nuts, dairy
Coverage is offered for commercial lines, including: property, general liability, automobile, and worker’s compensation through an AM Best “A” rated insurance carrier. Additional lines are available through other carriers. The program is available in all 50 states and Canada.
The Energi Difference
Selection of the Best Companies: Energi’s Program is only offered to companies who exhibit a commitment to loss prevention and who implement industry best practices. These companies sustain better loss experience which directly results in controlling their insurance costs. In order to ensure this, ALL member companies must meet our high underwriting standards and are required to pass a risk assessment compliance audit.
Loss Prevention & Risk Management: The Energi program provides on-going Risk Management and Loss Prevention support including training and communication programs that support industry best practices.
Claims Management: The program offers fast, efficient and fair resolution of claims. Energi’s aggressive claims management oversight focuses on inclusion of the policyholder rather than exclusion during the claims process.
Coverage: Energi’s underwriters have created a program with all necessary coverage’s some of which competitors may not include. The Energi Program will consistently deliver responsive and creative solutions to address your unique exposures.
Competitive Premiums: The Energi Program offers fair, equitable and justifiable premiums. Since premiums are based upon your loss experience, not on the loss experience of your industry peers, you will see more stability in your pricing. The insurance program will eliminate the cyclical pricing nature of the traditional insurance market.
Discover the Energi Difference which gives you Control, Stability & Ownership of your risk management solutions.