Energi’s Alternative Risk Transfer (ART) Program is designed for companies seeking an alternative, loss-sensitive solution to address their insurance and risk management needs. ART is a customized insurance program that allows the policyholder to share in underwriting profits. If losses are low, policyholders benefit from a good claims experience. Qualified policyholders may be eligible for a premium refund through a Good Experience Return Program.
Energi’s ART Program offers coverage for commercial general liability, commercial automobile and workers’ compensation. Products include Retrospectively Rated Plans, Large Dollar Deductible Plans and SIR Programs.